Florida Construction Financing Checklist
What a private construction lender wants to see before reviewing a Florida project. Most declines at this stage are missing information, not bad deals.
- Loan amount requested
- Property location
- Property type
- Confirmation the project is investment purpose, not owner-occupied
- Land basis or purchase price
- Total project cost
- Construction budget
- Sponsor equity being contributed
- Current project status — contract, permits, or under construction
- Requested closing timeline
How LionMan looks at a Florida construction opportunity
Florida projects held for investment purposes, not owner-occupied
Ground-up, acquisition plus construction, or completion financing
Land basis and total project cost relative to the construction budget
Sponsor equity already in the deal
Where the project actually stands — contract, permits, or under way
Loan-to-value and loan-to-cost are deal and asset-class dependent, and final underwriting and terms are determined by the lender.
Program parameters are confirmed per transaction with the applicable capital provider and are subject to change. Nothing here is an offer, commitment, or term sheet.
